Your numbers.
Your decisions.
From salary in-hand and loan EMIs to college attendance and purchase affordability — calculate authoritative numbers with transparent explanations.
Explore by Category
Find the right tool for your specific question
Can I Afford This?
Planning a laptop upgrade, new phone, or car purchase? LifeCalc evaluates your monthly income, living expenses, existing debt commitments, and emergency fund buffer to give you an objective financial assessment before you buy.
Popular Daily Calculators
Most calculated across students, professionals, and families
EMI Calculator
Calculate your exact monthly Equated Monthly Instalment (EMI), total interest, and complete repayment breakdown for home, car, or personal loans.
SIP Calculator
Calculate expected future returns on your Systematic Investment Plan (SIP) in mutual funds or index funds over time.
CTC to In-Hand Salary Calculator
Estimate your exact monthly take-home salary from your Annual CTC after EPF, Professional Tax, and Income Tax (New vs Old Tax Regime).
Compound Interest Calculator
Calculate future wealth and interest compounding annually, quarterly, or monthly on lump sum savings.
CAGR Calculator
Calculate the Compound Annual Growth Rate (CAGR) of any business, stock, portfolio, or investment.
GST Calculator
Add or remove Goods and Services Tax (GST), calculate CGST, SGST, and IGST components across Indian GST slabs (5%, 12%, 18%, 28%).
Why Trust LifeCalc?
Built on verifiable mathematics, zero misleading dark patterns, and transparent explanations.
Deterministic Pure Math
Every formula is mathematically pure and independently tested against authoritative banking, academic, and tax standards. No AI hallucinations for numbers.
Free & Transparent
All basic calculators remain 100% free forever without hidden paywalls. Full formulas, variable breakdowns, and assumptions are always visible.
Decision Support
Beyond raw numbers, LifeCalc explains what values mean for your real-world wallet, college eligibility, and family financial health.